Health Insurance

Affordable Health Coverage for You and Your Family

At Fase Insurance Group, we make health insurance simple.

We help individuals, families, and small businesses find the right health coverage in Georgia, Alabama, Tennessee, and South Carolina.

What’s New in Georgia?

Georgia now has its own platform — Georgia Access — replacing HealthCare.gov for 2025 and beyond.

We guide you through this new system to make sure you get the coverage — and financial help — you deserve.

Our Health Insurance Options:

• Marketplace Plans (ACA / Obamacare)
• Private Health Insurance
• Dental and Vision Plans
• Short-Term Medical Coverage
• Supplemental Coverage (Accident, Hospital, Critical Illness)

Who Qualifies?

If you are a U.S. citizen or lawful resident, you likely qualify — even if you think you make too much or too little.

Many of our clients get help lowering their monthly costs with federal subsidies.

When Can You Enroll?

• Open Enrollment: November to January each year
• Special Enrollment: Available if you move, marry, have a baby, lose other coverage, and more

Why Choose Fase Insurance Group?

• Licensed in GA, AL, TN, and SC
• Bilingual support (English / Spanish)
• Personalized service — we simplify everything for you
• Free quotes and no hidden fees

Get Started Today

Let’s find a health plan that protects you and fits your budget.

Call us or visit our offices to get started — it’s free to explore your options!

Tax Services

Tax Services in Georgia and South Carolina

As a tax services professional, your clients rely on you to provide accurate and timely services while managing critical parts of their finances. However, errors and other incidents may impact your operations regardless of how experienced and meticulous you and your employees may be, and resulting lawsuits and accusations could incur significant financial ramifications. This highlights the importance of tax services insurance.  

What Is Tax Services Insurance? 

You should first understand that tax services insurance may not be available as a single insurance product from many providers; a more apt name for this kind of coverage may be “insurance for tax services professionals.”  

Tax services insurance may refer to a portfolio of coverages and policies woven together to form a suitable financial safety net for your company. Regardless of how you compose your tax services insurance, doing so effectively can fortify your financial stability and protect your business’s future. 

How Tax Services Insurance Works 

Although your tax services insurance portfolio may be comprised of several separate policies, each generally functions as a contractual agreement between you and your tax services insurance broker. By purchasing and maintaining coverage, you secure the ability to file a claim against the policy in question following an accident, error or other incident. After your insurance company investigates your claim, your business can receive a payout that can limit out-of-pocket losses and expenses that might have otherwise proven catastrophic. 

What Tax Services Insurance Covers 

Exact coverage needs of tax services professionals may vary depending on unique circumstances, but as a member of this sector, you should generally consider the following: 

• Errors and omissions insurance (also known as professional liability insurance) 
• Cyber liability insurance 
• Commercial property insurance 
• Business interruption insurance 
• General liability insurance 
• Workers’ compensation insurance 

Get the Right Coverage 

As an experienced tax services insurance company with over two decades of service to businesses in the Jonesboro, Georgia, area, the dedicated team at Fase Insurance Group is well-equipped to help you understand and address your coverage needs. Contact us today to ensure you have appropriate tax services insurance coverage. 

Auto Insurance in Jonesboro, GA

A car is one of the most important purchases you can make in your lifetime. As such, it is vital that you secure your investment with adequate auto insurance. If you’re still unsure which policy is the best for you, Fase Insurance Group (FIG) is here to help.

Why Is Auto Insurance Important?

Auto insurance serves as your safety net against covered perils. Having enough coverage may protect you from heavy financial losses if your car gets damaged or your passenger is injured following an accident.

Depending on the policy, auto insurance typically includes the following coverage:

• Collision coverage may pay for repair costs in case your vehicle gets involved in a collision.

• Comprehensive insurance may provide coverage for non-collision incidents like theft, weather events or vandalism.

• Medical payments (MedPay) coverage may help pay for you and your passengers’ medical expenses following an accident, regardless of who’s at fault.

• Liability coverage may pay for legal costs if you’re held liable for third-party damage or injuries.

• Roadside assistance may cover costs associated with battery jump-starts, flat tires or towing.

• Uninsured/underinsured motorist coverage may provide you with financial assistance if you’re hit by a driver with insufficient coverage.

How Can I Get a Discount on My Car Insurance?

There are several ways to get a discount on your policy. These may include having a higher deductible, purchasing an auto and homeowners policy from the same insurer, getting a low-mileage discount or inquiring about group insurance. Other factors, such as a good credit score and safe driving record, may reduce your premium.

Contact Fase Insurance Group (FIG) today for a tailored quote.

Mobile Home Insurance

If you own a mobile home, having insurance coverage is essential. Like any home, mobile homes are vulnerable to various accidents and other incidents. Mobile home insurance can provide a layer of protection against the unforeseen, such as burglaries and weather damage. However, selecting the right policy can be challenging. Our agency can help you learn more about mobile home insurance so you can decide on the best coverage.

What Is Mobile Home Insurance?

Mobile home insurance is an agreement between you and your insurance provider in which you pay an insurance premium for protection against accidents or other incidents, such as vandalism. Depending on your coverage, you may be able to receive financial assistance following a covered loss.

What Does Mobile Home Insurance Cover?

Policies vary among mobile home owners, but standard coverage often includes the following:

• Property protection helps insure your mobile home and any adjacent structures on your premises (attached patio, deck, shed, etc.) against losses due to fire, windstorm damage and damage from falling objects, lightning and explosions.
• Personal property protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to a certain amount.
• Personal liability protection covers losses if someone is injured or something is damaged on your property. A policy may pay for medical expenses for nonresidents of your home and damages or defense costs resulting from other covered incidents.
• Loss of use of your mobile home helps cover costs, such as additional living expenses, if your mobile home becomes uninhabitable following a covered event.

Contact our agency today to learn more about your coverage options.

How to Get Mobile Home Insurance

Fase Insurance Group is ready to assist you in evaluating your mobile home insurance coverage options. Contact us today to request a quote.

Workers’ Compensation Insurance

Workers’ Compensation Insurance with Fase Insurance Group (FIG)

At Fase Insurance Group (FIG), we specialize in providing flexible and affordable Workers’ Compensation Insurance for businesses of all sizes. Whether you’re a new subcontractor just starting out or an established contractor managing a team, we have tailored solutions to meet your needs. Our policies are designed to protect your business, your employees, and your bottom line.

What Is Workers’ Compensation Insurance?

Workers’ Compensation Insurance is essential coverage that helps protect both employers and employees in the event of workplace injuries or illnesses. This coverage ensures:

• Medical expenses for injured employees.

• Lost wages during recovery.

• Legal protection for employers against workplace injury lawsuits.

Not only is it a legal requirement in most states, but it’s also a critical safeguard for your business’s financial stability.

Who Needs Workers’ Compensation Insurance?

At FIG, we make it easy for all types of contractors and subcontractors to get insured. Whether you’re just starting out with zero payroll or managing a large team, we offer options for every business stage.

Types of Contractors We Cover:

• General Contractors

• Electricians

• Plumbers

• Roofers

• Carpenters

• Painters

• HVAC Technicians

• Landscapers

• Handymen

• And more

If you’re a subcontractor looking for coverage to secure a job or bid on a project, we can help you meet your client’s requirements quickly and affordably.

Flexible Policy Options for Contractors

We understand that every business is different, which is why we offer flexible Workers’ Comp policies:

1. Zero Payroll Policies: Perfect for new businesses or subcontractors with no employees. These policies meet state requirements and provide peace of mind as you grow.

2. Owner-Excluded Policies: Designed for sole proprietors or business owners who don’t want to include themselves in their coverage, reducing costs while meeting compliance standards.

3. Standard Workers’ Compensation Policies: Ideal for businesses with employees, offering full coverage for workplace injuries and illnesses.

Certificates of Liability Insurance (COI)

Need proof of insurance to secure a contract? We’ve got you covered! With Certificates of Liability Insurance (COI), you can:

• Provide instant proof of your Workers’ Compensation Insurance to clients or vendors.

• Meet project requirements and stay compliant.

• Enhance your credibility as a trusted contractor.

We can quickly issue your COI to help you land jobs and grow your business.

Why Choose Fase Insurance Group (FIG) for Workers’ Comp Insurance?

• Expert Guidance: Our experienced agents will help you understand your coverage options and ensure you meet state requirements.

• Flexible Policies: Whether you’re a subcontractor or a contractor managing a team, we’ll tailor a policy to fit your specific needs.

• Affordable Rates: Get the protection you need at a price that works for your budget.

• Fast Certificates of Insurance: Receive your COI quickly to meet deadlines and secure contracts.

• Coverage for All Contractors: From general contractors to niche trades, we provide comprehensive solutions.

Serving the Southeast and Beyond

Fase Insurance Group (FIG) proudly serves businesses in Georgia, South Carolina, Tennessee, and Alabama. Visit us at one of our convenient locations in Jonesboro, Lilburn, Conyers, or Rock Hill, or get help online from anywhere in the region.

Get Started with Workers’ Compensation Insurance Today

Protect your business, employees, and reputation with the right Workers’ Comp policy. Call us at 770-960-8803 or visit www.faseinsurancegroup.com to get a free quote or speak with one of our bilingual experts (English & Spanish).

At Fase Insurance Group (FIG), we’re here to help contractors and subcontractors like you succeed, offering solutions that grow with your business. Whether you’re just starting out with a zero payroll policy or need a robust plan for a team of employees, we’ll find the perfect fit for you.

Renters Insurance

Renters insurance can provide you with needed financial protection against adverse circumstances, whether it’s covering your personal belongings in case of damage or ensuring you’re protected if someone is injured in your residence. If you need renters insurance, we’re here to help. Contact us today to learn more about your renters insurance options or to get a quote.

What Is Renters Insurance?

Renters insurance provides protection against property loss and liability if you cause injury or property damage. To learn more about what that means, we’ve covered some basics about each.

• Property protection—Renters insurance covers your possessions against damage for things such as fire, smoke, lightning, vandalism, theft and water damage—but not flooding—to name a few. It also extends beyond on-premise theft and hazards, covering property that is stolen from your car or lost or damaged anywhere you happen to be. Talk to your agent today to learn more additional property protection options, such as flood and earthquake insurance and scheduled items riders.
• Liability protection— The liability portion of a renters insurance policy helps protect against claims of third-party bodily injury or property damage caused by you or another person listed as insured on your policy. It may also help pay for medical bills if someone has an injury in your rental. Liability also provides coverage for legal defense costs and judgments in a lawsuit, whether the incident occurred within your rented residence, or elsewhere.

Some renters insurance policies pay a tenant’s temporary living costs if they need to live elsewhere because of a fire, severe storm or other covered disaster. This coverage may include hotel bills, temporary rentals, restaurant meals and other living expenses. Talk with your insurer about whether your renters insurance has this inclusion.

How to Get Renters Insurance

Whether you call a rented house, condo or apartment your home, you can benefit from renters insurance. Call us today to learn more about renters insurance or to get a no-obligation quote.

Motorcycle Insurance

Motorcycle insurance is an indispensable part of riding. In Georgia, motorcyclists are required by law to carry a minimum amount of liability insurance. This helps ensure riders can cover the costs associated with damage or injuries they may cause to others in case of an accident.

What Is Motorcycle Insurance?

Motorcycle insurance is a type of insurance specifically designed for motorcycle riders. It can provide financial protection against potential losses or damage resulting from accidents, theft or other unforeseen incidents. Like car insurance, motorcycle insurance may include liability, collision and comprehensive coverage options, helping to ensure that riders are financially protected in various situations on and off the road.

What Is the Importance of Motorcycle Insurance?

Beyond its legal requirement, insuring your motorcycle can help financially protect you and your ride when it’s needed most. Motorcycles are often more vulnerable to accidents and theft than cars, making insurance an essential investment. It can give you peace of mind, knowing that you won’t face the financial burden alone in case of an incident. Also, it can cover your liability exposure if you’re at fault in an accident.

How Much Is Motorcycle Insurance?

Motorcycle insurance costs can vary widely depending on several factors, including the following:

• Type of motorcycle
• Rider’s age and experience
• Intended use of the motorcycle
• Level of coverage desired

It’s important to talk with your agent and compare quotes from different insurers to find the best rate for your needs and circumstances.

Where to Buy Motorcycle Insurance

Fase Insurance Group can help secure reliable financial protection for your motorcycle. Reach out to us today to compare multiple motorcycle insurance quotes.

Homeowners Insurance in Jonesboro, GA

Homeowners insurance may help cover financial losses related to your home and belongings in the event of damage, theft or certain legal liabilities. Without this critical tool, homeowners may have to pay out-of-pocket for repairs, medical bills or legal expenses.

How Does Homeowners Insurance Work?

When you purchase a homeowners policy, you pay a premium to an insurer in exchange for coverage that may include the structure of your home, personal belongings, liability for injuries on your property and additional living expenses if you’re temporarily displaced.

Policies vary, but most cover events like fire, windstorms, hail, lightning, vandalism and theft. Floods and earthquakes usually require separate policies. Coverage limits and deductibles apply, so make sure to understand what your policy includes and excludes.

Essential Considerations Before Buying Home Insurance

Before choosing a policy, evaluate your needs and ask the right questions. Here are some points to consider:

• Coverage limits—Confirm the dwelling and personal property limits reflect the current value of your home and belongings.

• Deductibles—Understand how much you’ll pay out of pocket before coverage kicks in.

• Exclusions—Ask what events or damages are not covered.

• Replacement cost vs. actual cash value—Determine whether your items will be replaced at today’s cost or depreciated value.

• Liability protection—Check the amount of liability coverage included and if it’s sufficient for your situation.

• Discounts—Inquire about discounts for security systems, smoke detectors or bundling with auto insurance.

• Claims process—Ask how to file a claim and how long it typically takes to resolve.
• Local risks—Consider regional hazards like flooding or wildfires and ask if additional coverage is needed.

Get a Quote

Contact Fase Insurance Group today for more information on homeowners insurance. Our agents can help you choose an appropriate policy.

General Liability Insurance

When running a business in Jonesboro, Georgia, you must take care of your assets and financial interests. General liability insurance can protect your business from various risks and liabilities. At Fase Insurance Group, we understand the challenges that business owners face, and we can provide personalized solutions and reasonable rates to provide you with the best coverage available.

What Is General Liability Insurance?

General liability insurance is a type of coverage that may protect businesses from various third-party claims, including bodily injury, property damage, personal injury and other risks that can arise during normal operations. It can also cover legal fees and settlements if your business is found liable.

What Are the Best Practices for Purchasing General Liability Insurance?

To help ensure you get the best coverage for your business, follow these best practices:

• Evaluate specific business risks. Different sectors have distinct liabilities, so customize your coverage to meet your specific needs, as general liability insurance doesn’t cover everything.

• Determine the appropriate coverage amount. Avoid being underinsured by choosing a coverage quantity appropriate for your possible risks and obligations. Overestimating can be expensive, but underestimating might leave you vulnerable.

• Review policy exclusions to understand what is and is not covered. Some plans include exclusions that may limit your coverage in certain circumstances.

• Implement safety rules and training programs. This helps ensure a safe work environment and can reduce the chance of accidents and injuries, potentially lowering insurance prices.

• Update your coverage regularly to reflect changing company demands. Review and update your policy to ensure it continues to provide enough protection.

How Can You Save On General Liability Insurance?

One of the best ways to save on general liability insurance is by comparing quotes from different providers. By shopping around and evaluating various options, you can find a policy with comprehensive coverage at an affordable rate. Utilize online tools and work with insurance agents to get multiple quotes and make an informed decision.

Learn More

For more than 20 years, Fase Insurance Group has proudly served Georgia, South Carolina, Tennessee, and Alabama’s diverse and dynamic communities. With unwavering dedication and a commitment to quality, we can be your reliable partner in protecting what is most important. Contact us today for a free quote.