Health Insurance

Affordable Health Coverage for You and Your Family

At Fase Insurance Group, we make health insurance simple.

We help individuals, families, and small businesses find the right health coverage in Georgia, Alabama, Tennessee, and South Carolina.

What’s New in Georgia?

Georgia now has its own platform — Georgia Access — replacing HealthCare.gov for 2025 and beyond.

We guide you through this new system to make sure you get the coverage — and financial help — you deserve.

Our Health Insurance Options:

• Marketplace Plans (ACA / Obamacare)
• Private Health Insurance
• Dental and Vision Plans
• Short-Term Medical Coverage
• Supplemental Coverage (Accident, Hospital, Critical Illness)

Who Qualifies?

If you are a U.S. citizen or lawful resident, you likely qualify — even if you think you make too much or too little.

Many of our clients get help lowering their monthly costs with federal subsidies.

When Can You Enroll?

• Open Enrollment: November to January each year
• Special Enrollment: Available if you move, marry, have a baby, lose other coverage, and more

Why Choose Fase Insurance Group?

• Licensed in GA, AL, TN, and SC
• Bilingual support (English / Spanish)
• Personalized service — we simplify everything for you
• Free quotes and no hidden fees

Get Started Today

Let’s find a health plan that protects you and fits your budget.

Call us or visit our offices to get started — it’s free to explore your options!

Tax Services

Tax Services in Georgia and South Carolina

As a tax services professional, your clients rely on you to provide accurate and timely services while managing critical parts of their finances. However, errors and other incidents may impact your operations regardless of how experienced and meticulous you and your employees may be, and resulting lawsuits and accusations could incur significant financial ramifications. This highlights the importance of tax services insurance.  

What Is Tax Services Insurance? 

You should first understand that tax services insurance may not be available as a single insurance product from many providers; a more apt name for this kind of coverage may be “insurance for tax services professionals.”  

Tax services insurance may refer to a portfolio of coverages and policies woven together to form a suitable financial safety net for your company. Regardless of how you compose your tax services insurance, doing so effectively can fortify your financial stability and protect your business’s future. 

How Tax Services Insurance Works 

Although your tax services insurance portfolio may be comprised of several separate policies, each generally functions as a contractual agreement between you and your tax services insurance broker. By purchasing and maintaining coverage, you secure the ability to file a claim against the policy in question following an accident, error or other incident. After your insurance company investigates your claim, your business can receive a payout that can limit out-of-pocket losses and expenses that might have otherwise proven catastrophic. 

What Tax Services Insurance Covers 

Exact coverage needs of tax services professionals may vary depending on unique circumstances, but as a member of this sector, you should generally consider the following: 

• Errors and omissions insurance (also known as professional liability insurance) 
• Cyber liability insurance 
• Commercial property insurance 
• Business interruption insurance 
• General liability insurance 
• Workers’ compensation insurance 

Get the Right Coverage 

As an experienced tax services insurance company with over two decades of service to businesses in the Jonesboro, Georgia, area, the dedicated team at Fase Insurance Group is well-equipped to help you understand and address your coverage needs. Contact us today to ensure you have appropriate tax services insurance coverage. 

Auto Insurance

Auto Insurance Solutions with Fase Insurance Group (FIG)

At Fase Insurance Group (FIG), we’re dedicated to providing tailored auto insurance solutions that fit your unique needs. Whether you’re looking for personal auto insurance to protect your car and loved ones or commercial auto insurance for your business vehicles, we offer competitive and comprehensive coverage options through top-rated carriers like Progressive, National General, and Kemper.

We proudly serve individuals and businesses across Georgia, South Carolina, Tennessee, and Alabama, with office locations in Jonesboro, Lilburn, Conyers, and Rock Hill.

Why Auto Insurance Is Essential

Auto insurance isn’t just a legal requirement—it’s your safety net against unexpected accidents, damages, and liabilities. Whether you drive for personal reasons or business purposes, having the right coverage ensures:

• Financial Protection: Covers repair or replacement costs after an accident or theft.

• Legal Compliance: Meets state-mandated minimum liability coverage requirements.

• Peace of Mind: Protects you from significant financial losses in case of unforeseen events.

Personal Auto Insurance Coverage Options

We offer a wide range of personal auto insurance coverages to ensure you and your loved ones are protected:

1. Liability Insurance: Required in most states, this covers damages or injuries you cause to others in an accident.

2. Collision Insurance: Covers repair or replacement of your vehicle if it’s damaged in an accident.

3. Comprehensive Insurance: Provides coverage for non-collision-related incidents like theft, vandalism, or natural disasters.

4. Uninsured/Underinsured Motorist Insurance: Protects you if you’re involved in an accident with a driver who has insufficient or no insurance.

5. Medical Payments (MedPay) or Personal Injury Protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.

6. Roadside Assistance: Optional add-on coverage for towing, flat tires, or battery jump-starts.

Commercial Auto Insurance: Protect Your Business Vehicles

If your business relies on vehicles for daily operations, having the right commercial auto insurance is critical. We partner with Progressive, National General, and Kemper, leaders in commercial coverage, to provide:

Types of Vehicles Covered

• Company cars and SUVs.

• Contractor trucks and vans.

• Delivery vehicles.

• Fleet vehicles.

• Specialty vehicles (e.g., tow trucks, dump trucks).

Commercial Auto Insurance Coverages

1. Liability Coverage: Protects your business if a vehicle accident causes property damage or injuries to others.

2. Physical Damage Coverage: Includes collision and comprehensive insurance for your business vehicles.

3. Hired & Non-Owned Auto Coverage: Extends coverage to rented vehicles or employee-owned vehicles used for business purposes.

4. Cargo Insurance: Protects goods or equipment being transported in your business vehicles.

5. Gap Coverage: Covers the difference between the actual cash value of your vehicle and the amount you owe on a loan or lease.

6. Roadside Assistance for Fleets: Offers towing, fuel delivery, and lockout services for business vehicles.

Why Choose Fase Insurance Group (FIG) for Auto Insurance?

1. Trusted Partners: We work with top carriers like Progressive, National General, and Kemper to ensure you receive competitive rates and reliable coverage.

2. Customized Policies: Our team takes the time to understand your personal or business needs and tailors your policy accordingly.

3. Bilingual Support: Our experts speak English and Spanish, making it easier for all clients to get the help they need.

4. Local Expertise: With offices in Jonesboro, Lilburn, Conyers, and Rock Hill, we understand the unique needs of the communities we serve.

5. Multi-State Coverage: We proudly serve clients in Georgia, South Carolina, Tennessee, and Alabama.

How Auto Insurance Requirements Vary by State

Every state has specific requirements for auto insurance. Here’s a brief overview:

• Georgia: Requires liability coverage for property damage and bodily injury.

• South Carolina: Requires uninsured motorist coverage in addition to liability.

• Tennessee: Liability-only minimums, with uninsured motorist coverage offered but not required.

• Alabama: Requires liability insurance, including coverage for injuries and property damage.

Our knowledgeable agents will ensure you meet the legal requirements in your state while providing options to enhance your coverage for added protection.

Contact Us to Get Started

Don’t wait until it’s too late to secure the right auto insurance. Whether you’re looking for personal or commercial auto coverage, Fase Insurance Group (FIG) is here to help.

• Call us at 770-960-8803 to speak with an agent.

• Visit one of our offices in Jonesboro, Lilburn, Conyers, or Rock Hill.

• Request a free quote online at www.faseinsurancegroup.com.

At Fase Insurance Group (FIG), we’re committed to making your insurance process simple, affordable, and stress-free. Let us help you protect your vehicle, your business, and your peace of mind.

Mobile Home Insurance

If you own a mobile home, having insurance coverage is essential. Like any home, mobile homes are vulnerable to various accidents and other incidents. Mobile home insurance can provide a layer of protection against the unforeseen, such as burglaries and weather damage. However, selecting the right policy can be challenging. Our agency can help you learn more about mobile home insurance so you can decide on the best coverage.

What Is Mobile Home Insurance?

Mobile home insurance is an agreement between you and your insurance provider in which you pay an insurance premium for protection against accidents or other incidents, such as vandalism. Depending on your coverage, you may be able to receive financial assistance following a covered loss.

What Does Mobile Home Insurance Cover?

Policies vary among mobile home owners, but standard coverage often includes the following:

• Property protection helps insure your mobile home and any adjacent structures on your premises (attached patio, deck, shed, etc.) against losses due to fire, windstorm damage and damage from falling objects, lightning and explosions.
• Personal property protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to a certain amount.
• Personal liability protection covers losses if someone is injured or something is damaged on your property. A policy may pay for medical expenses for nonresidents of your home and damages or defense costs resulting from other covered incidents.
• Loss of use of your mobile home helps cover costs, such as additional living expenses, if your mobile home becomes uninhabitable following a covered event.

Contact our agency today to learn more about your coverage options.

How to Get Mobile Home Insurance

Fase Insurance Group is ready to assist you in evaluating your mobile home insurance coverage options. Contact us today to request a quote.

Workers’ Compensation Insurance

Workers’ Compensation Insurance with Fase Insurance Group (FIG)

At Fase Insurance Group (FIG), we specialize in providing flexible and affordable Workers’ Compensation Insurance for businesses of all sizes. Whether you’re a new subcontractor just starting out or an established contractor managing a team, we have tailored solutions to meet your needs. Our policies are designed to protect your business, your employees, and your bottom line.

What Is Workers’ Compensation Insurance?

Workers’ Compensation Insurance is essential coverage that helps protect both employers and employees in the event of workplace injuries or illnesses. This coverage ensures:

• Medical expenses for injured employees.

• Lost wages during recovery.

• Legal protection for employers against workplace injury lawsuits.

Not only is it a legal requirement in most states, but it’s also a critical safeguard for your business’s financial stability.

Who Needs Workers’ Compensation Insurance?

At FIG, we make it easy for all types of contractors and subcontractors to get insured. Whether you’re just starting out with zero payroll or managing a large team, we offer options for every business stage.

Types of Contractors We Cover:

• General Contractors

• Electricians

• Plumbers

• Roofers

• Carpenters

• Painters

• HVAC Technicians

• Landscapers

• Handymen

• And more

If you’re a subcontractor looking for coverage to secure a job or bid on a project, we can help you meet your client’s requirements quickly and affordably.

Flexible Policy Options for Contractors

We understand that every business is different, which is why we offer flexible Workers’ Comp policies:

1. Zero Payroll Policies: Perfect for new businesses or subcontractors with no employees. These policies meet state requirements and provide peace of mind as you grow.

2. Owner-Excluded Policies: Designed for sole proprietors or business owners who don’t want to include themselves in their coverage, reducing costs while meeting compliance standards.

3. Standard Workers’ Compensation Policies: Ideal for businesses with employees, offering full coverage for workplace injuries and illnesses.

Certificates of Liability Insurance (COI)

Need proof of insurance to secure a contract? We’ve got you covered! With Certificates of Liability Insurance (COI), you can:

• Provide instant proof of your Workers’ Compensation Insurance to clients or vendors.

• Meet project requirements and stay compliant.

• Enhance your credibility as a trusted contractor.

We can quickly issue your COI to help you land jobs and grow your business.

Why Choose Fase Insurance Group (FIG) for Workers’ Comp Insurance?

• Expert Guidance: Our experienced agents will help you understand your coverage options and ensure you meet state requirements.

• Flexible Policies: Whether you’re a subcontractor or a contractor managing a team, we’ll tailor a policy to fit your specific needs.

• Affordable Rates: Get the protection you need at a price that works for your budget.

• Fast Certificates of Insurance: Receive your COI quickly to meet deadlines and secure contracts.

• Coverage for All Contractors: From general contractors to niche trades, we provide comprehensive solutions.

Serving the Southeast and Beyond

Fase Insurance Group (FIG) proudly serves businesses in Georgia, South Carolina, Tennessee, and Alabama. Visit us at one of our convenient locations in Jonesboro, Lilburn, Conyers, or Rock Hill, or get help online from anywhere in the region.

Get Started with Workers’ Compensation Insurance Today

Protect your business, employees, and reputation with the right Workers’ Comp policy. Call us at 770-960-8803 or visit www.faseinsurancegroup.com to get a free quote or speak with one of our bilingual experts (English & Spanish).

At Fase Insurance Group (FIG), we’re here to help contractors and subcontractors like you succeed, offering solutions that grow with your business. Whether you’re just starting out with a zero payroll policy or need a robust plan for a team of employees, we’ll find the perfect fit for you.

Renters Insurance

Renters insurance can provide you with needed financial protection against adverse circumstances, whether it’s covering your personal belongings in case of damage or ensuring you’re protected if someone is injured in your residence. If you need renters insurance, we’re here to help. Contact us today to learn more about your renters insurance options or to get a quote.

What Is Renters Insurance?

Renters insurance provides protection against property loss and liability if you cause injury or property damage. To learn more about what that means, we’ve covered some basics about each.

• Property protection—Renters insurance covers your possessions against damage for things such as fire, smoke, lightning, vandalism, theft and water damage—but not flooding—to name a few. It also extends beyond on-premise theft and hazards, covering property that is stolen from your car or lost or damaged anywhere you happen to be. Talk to your agent today to learn more additional property protection options, such as flood and earthquake insurance and scheduled items riders.
• Liability protection— The liability portion of a renters insurance policy helps protect against claims of third-party bodily injury or property damage caused by you or another person listed as insured on your policy. It may also help pay for medical bills if someone has an injury in your rental. Liability also provides coverage for legal defense costs and judgments in a lawsuit, whether the incident occurred within your rented residence, or elsewhere.

Some renters insurance policies pay a tenant’s temporary living costs if they need to live elsewhere because of a fire, severe storm or other covered disaster. This coverage may include hotel bills, temporary rentals, restaurant meals and other living expenses. Talk with your insurer about whether your renters insurance has this inclusion.

How to Get Renters Insurance

Whether you call a rented house, condo or apartment your home, you can benefit from renters insurance. Call us today to learn more about renters insurance or to get a no-obligation quote.

Motorcycle Insurance

Motorcycle insurance is an indispensable part of riding. In Georgia, motorcyclists are required by law to carry a minimum amount of liability insurance. This helps ensure riders can cover the costs associated with damage or injuries they may cause to others in case of an accident.

What Is Motorcycle Insurance?

Motorcycle insurance is a type of insurance specifically designed for motorcycle riders. It can provide financial protection against potential losses or damage resulting from accidents, theft or other unforeseen incidents. Like car insurance, motorcycle insurance may include liability, collision and comprehensive coverage options, helping to ensure that riders are financially protected in various situations on and off the road.

What Is the Importance of Motorcycle Insurance?

Beyond its legal requirement, insuring your motorcycle can help financially protect you and your ride when it’s needed most. Motorcycles are often more vulnerable to accidents and theft than cars, making insurance an essential investment. It can give you peace of mind, knowing that you won’t face the financial burden alone in case of an incident. Also, it can cover your liability exposure if you’re at fault in an accident.

How Much Is Motorcycle Insurance?

Motorcycle insurance costs can vary widely depending on several factors, including the following:

• Type of motorcycle
• Rider’s age and experience
• Intended use of the motorcycle
• Level of coverage desired

It’s important to talk with your agent and compare quotes from different insurers to find the best rate for your needs and circumstances.

Where to Buy Motorcycle Insurance

Fase Insurance Group can help secure reliable financial protection for your motorcycle. Reach out to us today to compare multiple motorcycle insurance quotes.

Homeowners Insurance

A standard homeowners insurance policy insures the home itself and the things you keep inside. By having homeowners insurance, you can financially protect yourself if there’s an accident. Contact our agency today to learn more about homeowners insurance or to get a no-obligation quote.

What Is Homeowners Insurance?

Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.

Do I Need Homeowners Insurance?

While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate homeowners insurance is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without home insurance, you may be left to cover the replacement or repair costs on your own following an incident.

How to Get Homeowners Insurance

If you need a homeowners insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. Give Fase Insurance Group a call today to get started or request your free quote now.

General Liability Insurance

When running a business in Jonesboro, Georgia, you must take care of your assets and financial interests. General liability insurance can protect your business from various risks and liabilities. At Fase Insurance Group, we understand the challenges that business owners face, and we can provide personalized solutions and reasonable rates to provide you with the best coverage available.

What Is General Liability Insurance?

General liability insurance is a type of coverage that may protect businesses from various third-party claims, including bodily injury, property damage, personal injury and other risks that can arise during normal operations. It can also cover legal fees and settlements if your business is found liable.

What Are the Best Practices for Purchasing General Liability Insurance?

To help ensure you get the best coverage for your business, follow these best practices:

• Evaluate specific business risks. Different sectors have distinct liabilities, so customize your coverage to meet your specific needs, as general liability insurance doesn’t cover everything.

• Determine the appropriate coverage amount. Avoid being underinsured by choosing a coverage quantity appropriate for your possible risks and obligations. Overestimating can be expensive, but underestimating might leave you vulnerable.

• Review policy exclusions to understand what is and is not covered. Some plans include exclusions that may limit your coverage in certain circumstances.

• Implement safety rules and training programs. This helps ensure a safe work environment and can reduce the chance of accidents and injuries, potentially lowering insurance prices.

• Update your coverage regularly to reflect changing company demands. Review and update your policy to ensure it continues to provide enough protection.

How Can You Save On General Liability Insurance?

One of the best ways to save on general liability insurance is by comparing quotes from different providers. By shopping around and evaluating various options, you can find a policy with comprehensive coverage at an affordable rate. Utilize online tools and work with insurance agents to get multiple quotes and make an informed decision.

Learn More

For more than 20 years, Fase Insurance Group has proudly served Georgia, South Carolina, Tennessee, and Alabama’s diverse and dynamic communities. With unwavering dedication and a commitment to quality, we can be your reliable partner in protecting what is most important. Contact us today for a free quote.